Monday, 21 January 2008

Refinance - Should you refinance your mortgage?

Is it worth it to refinance from a 30 year 6.50% to a 25 year 5.5%?

A good question. Is it worth refinancing your home mortgage to a shorter term at a lower rate?

There are refinance charges to consider. You may be better to change how you pay your mortgage:
a) switch to weekly payments
b) make extra or annual / semi-annual lump sum payments

both a and b will help to retire you mortgage sooner and at lower overall interest payments from you.

Check an answer to this question here.

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