10 Commandments of Personal Finance

1. Have a plan
2. Do not compare yourself and your situation to others
3. Set realistic and actionable goals
4. Spend more time on your personal finances than you do on choosing a DVD to rent
   
5. Have self-discipline and self-control
6. Be accountable to yourself and to others
7. Change your habits
8. Want less
9. Remember to remember the 10 commandments
10. Think differently about your personal finances

Draft: December 31, 2007